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Maybe you should. Let’s find out if an annuity could be right for you.
YOU HAVE QUESTIONS. WE HAVE ADVICE.
As you approach retirement, it’s common to be concerned with how your assets are invested. Are you concerned about…
If you have specific questions such as these or others, and if you’re wondering what to do, David C. Treece is a licensed financial advisor based in Spartanburg who provides clients throughout the Southeast with holistic financial planning as they prepare for and journey through retirement.
We don’t have to watch the nightly news for long to find reasons to fret.
Have you checked the U.S. debt lately? At last check, it’s over $28 trillion and quickly growing.1 Many people are asking, “How will America’s debt impact my stock market investments?”
The truth is, market volatility will probably continue in America for the foreseeable future. In the book “The Power of Zero,” David Walker, the former comptroller general for the U.S. government in the Bill Clinton and George W. Bush administrations, is quoted as saying tax rates will need to drastically increase for America to remain solvent. The U.S. comptroller is basically the CPA for the federal government.
Tax questions to ponder include:
When the stock market drops, it may take months or even years to break even again. A possible strategy to avoid market-related setbacks may be to use a fixed indexed annuity. With this type of annuity:
When the market starts going back up, you may immediately begin earning interest. You don’t have to wait for your losses to come back. Remember, when you lose 50%, you have to earn 100% to be whole.
Unlike investments in the stock market, with a fixed annuity:
David C. Treece is a licensed financial advisor who has worked with annuities for 10 years. He’ll explain their ins and outs and answer your questions.
Annuities are not suited for everyone, and it’s important to thoroughly analyze if and which may be beneficial for your unique situation and goals. David will discuss annuities in more detail and help determine if an annuity is appropriate for you.
1 US Debt Clock.org. 2021. https://www.usdebtclock.org/. Accessed April 5, 2021.
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Spartanburg, South Carolina 29306
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Advisory services offered through CreativeOne Wealth, LLC, a Registered Investment Adviser.
Licensed Insurance Professional. We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives. This material has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice.
Investing involves risk, including the loss of principal. No Investment strategy can guarantee a profit or protect against loss in a period of declining values. Any references to protection benefits or lifetime income generally refer to fixed insurance products, never securities or investment products. Insurance and annuity products are backed by the financial strength and claims-paying ability of the issuing insurance company.
Provided content is for overview and informational purposes only and is not intended and should not be relied upon as individualized tax, legal, fiduciary, or investment advice. By contacting us, downloading booklets, or attending events, you may be offered a meeting to discuss how our insurance and other services can meet your retirement needs. The presenters of this information are not associated with, or endorsed by, the Social Security Administration or any other government agency.
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